TD Bank worker sues over firing during mental health leave
TD Bank is accused in a federal suit filed October 12 of firing a customer service representative while she was on mental health leave. The allegations are untested; they turn on how a supervisor, HR and an outside administrator each handled one leave request.
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About 11 months from the supervisor's alleged remark (around September 2024) to HR's August 19, 2025 ultimatum; 27 days from her July 23, 2025 mental health day request to that ultimatum; roughly six months from FMLA eligibility to the Hartford's first notice.
| Figure | Value | Note | Claim |
|---|---|---|---|
| Supervisor's alleged remark to HR ultimatum | 11 months, about | 10 | |
| July 23 request to Aug 19 | 27 days | 11 | |
| Eligible to Hartford notice | 6 months, roughly | 5 |
What happened
- The suit is in the US District Court for the District of New Jersey and cites the ADA, FMLA, New Jersey Law Against Discrimination and New Jersey Family Leave Act; she worked remotely from Pennsylvania.
- Around September 2024, when she asked her supervisor for time off for her own mental health, the reply she alleges was "we don't do accommodations for people."
- The complaint says TD Bank never told her she was FMLA eligible from about September 2024, and her supervisor kept issuing attendance points for disability-related absences.
- The Hartford, the bank's third-party leave administrator, first told her in March 2025 that her leave qualified under the FMLA, roughly six months after she became eligible.
- On about August 19, 2025, an HR representative allegedly gave her two days to supply medical documentation or have her absence treated as a voluntary resignation.
Why it matters
- contradiction The coverage frames the firing as coming weeks after the remark, yet the complaint's dates put the remark around September 2024 and the August 2025 ultimatum about 11 months later.
- exposure The evidence described is mostly what a supervisor said and scored at first contact, so a defendant without its own record of those exchanges is arguing from memory.
- constraint Outsourcing leave administration leaves the first conversation with the supervisor; here that reply came roughly six months before the Hartford's notice.
The paperwork dispute is the part of the complaint that records can settle. According to the filing, the worker's therapist submitted the required medical paperwork after she asked her supervisor on July 23, 2025 for a mental health day, and around August 1 she received an email confirming the Hartford had received it [6]. Around August 12, inquiring about payment, she heard from the Hartford for the first time that her paperwork had not arrived [7]. The Hartford's own records would show which of those two statements was accurate. The bank's two-day deadline, set by an HR representative on August 19, arrived 27 days after the July 23 request [8][11].
None of this is established. Every fact above is an allegation in the worker's complaint as reported by HCA, and the article does not include a response from TD Bank. Its account of the complaint stops at a bank email sent one day after her reply, so the termination date and the bank's stated reason are not in it. In that reply, according to the complaint, she wrote that she had "not and will not resign" from her position [9]. A single complaint also shows nothing about how TD Bank treats requests from other employees.
The decision for an employer this quarter is whether a leave or accommodation request is logged centrally the first time anyone hears it. The trade-off is direct. Central logging adds a step and takes judgment away from supervisors. Leaving requests with the supervisor keeps them quick and rests the employer's defence on one person's memory of a conversation. In our view the first costs less, because the allegations here concern what a supervisor said and scored at first contact [3][4]. The consequence arrives later: when a dispute reaches a court, we'd expect the question put to the employer to be what it knew and when, and the answer will come from whatever record it created at the time.
What to watch
- TD Bank's answer or motion to dismiss in the District of New Jersey, which will show whether it disputes the supervisor's alleged remark.
- Whether the Hartford's records support the August 1 confirmation email or the August 12 statement that nothing had arrived.
- The termination date and the bank's stated reason, read against the August 19 two-day deadline.
Clarity's read
What the record supports and how the coverage leans. The claims behind it follow.
Reality
- Evidence30
- Adoption
- Insufficient
- Hype gap
- Insufficient
- Incentives
- Insufficient
- Confidence40
Claim ledger
Ranked by verification strength, evidence, and original report placement.
- [1]
A TD Bank customer service representative alleges she was fired while on mental health leave, weeks after her manager allegedly told her the company doesn't "do accommodations."
- [2]
The worker, based remotely in Pennsylvania but employed through TD Bank's Mount Laurel, New Jersey office, filed a federal lawsuit on October 12, 2026 in the US District Court for the District of New Jersey, bringing claims under the ADA, the FMLA, the New Jersey Law Against Discrimination and the New Jersey Family Leave Act.
- [3]
The complaint alleges that around September 2024 the worker asked her supervisor for time off for her own mental health, and the supervisor responded "we don't do accommodations for people," adding "I can't even get any time for my own health conditions."
- [4]
The worker became eligible for FMLA leave around September 2024, 12 months after her start date, but the filing alleges TD Bank never told her; her supervisor continued issuing attendance points for disability-related absences while HR "simply ignored" her complaints and told her to take them up with her supervisor.
- [5]
In March 2025 TD Bank's third-party leave administrator, the Hartford, informed the worker for the first time that her leave qualified under the FMLA, roughly six months after she became eligible.
- [6]
After a severe flare-up on July 23, 2025, the worker asked her supervisor for a mental health day without attendance points and was told to contact the Hartford; her therapist submitted the required medical paperwork, and around August 1, 2025 she received an email confirming the Hartford had received the documentation.
- [7]
When the worker contacted the Hartford around August 12, 2025 to ask about payment, she was told for the first time that the documentation had not been received; the next day her FMLA leave was denied.
- [8]
Around August 18, 2025 a bank HR representative emailed that her leave claim had been "denied and closed" and that she was "currently on an unapproved leave of absence"; the following day the representative told her she had two days to provide medical documentation or her absence would be treated as a voluntary resignation.
- [9]
The worker responded with an email invoking her FMLA rights; according to the complaint she wrote that she had "not and will not resign" from her position.
- [10]
By the complaint's dates, the supervisor's alleged remark (around September 2024) came about 11 months before the August 19, 2025 HR ultimatum.
- [11]
The two-day documentation deadline given on August 19, 2025 came 27 days after the July 23, 2025 request for a mental health day.
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Sources
1 independent publisher whose own reporting we read for this story.
- hcamag.com'We don't do accommodations' - worker sues TD Bank over FMLA firing
1 article · October 13, 2026
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Topics
- FMLA leaveFollow
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