Topic

Peer-to-peer payments

Consumer-to-consumer money transfers made through apps or bank rails, usually funded from a stored balance, linked card or deposit account.

Current clusters

invest1 publisher

American Banker finds 35% of P2P users paying the instant-transfer fee always or often

Its survey of 1,000 US consumers found 75% want payment apps that work together and 65% of owners already keep more than one. The speed fee is the only money changing hands in the data.

Publishers:americanbanker.com

Reality

Evidence40
Adoption35
Hype gap+25
Incentives62
Confidence45