Consumer Reports polled nearly 5,000 US adults and found 90% had been targeted by a scam or cyberattack and 17% had lost money. At those rates scam exposure is a routine risk for any workforce or customer base, and one scam in five already arrives personalized.
Reality
- Evidence50
- Adoption
- Insufficient
- Hype gap+35
- Incentives55
- Confidence50
The bureau's first year of counting AI-flagged complaints puts the losses on consumer money flows, where cheap voice cloning meets instant payment rails and any fix has to live inside the product itself.
Reality
- Evidence48
- Adoption62
- Hype gap+12
- Incentives58
- Confidence55
Anthropic's misuse report and The Verge's tour of the still-listed apps describe a dating-app network that ran most of its conversations on models and paid a small human crew to appear on camera.
Reality
- Evidence65
- Adoption55
- Hype gap+12
- Incentives60
- Confidence62
Dario Amodei's essay has endorsements from Sam Altman and Demis Hassabis. No lab has named a model that will arrive later, and none has said how much later, so your release-date assumptions hold until one does.
Reality
- Evidence40
- Adoption12
- Hype gap+55
- Incentives70
- Confidence45
The bureau's 2025 total of roughly $893 million comes only from victims who filed and from cases where investigators could identify the AI, and two of its subtotals overlap enough to exceed it. It is a floor.
Reality
- Evidence55
- Adoption58
- Hype gap+15
- Incentives60
- Confidence45
The $40 million is small on purpose, because Amos Peled says his current holders wanted more stock and the company does not burn cash, which makes $1.1 billion a mark set by investors already long. Assaf Rappaport bought in beside them.
Reality
- Evidence36
- Adoption57
- Hype gap+30
- Incentives79
- Confidence50
Tinder says 98 percent of its moderation actions chase fake accounts, scams and spam, which is how a face scan became the price of entry at more than a dozen dating platforms and a default expectation everywhere else.
Reality
- Evidence54
- Adoption72
- Hype gap+28
- Incentives78
- Confidence55
Reported US scam losses set a record at $15.9bn, against an FTC estimate near $200bn for 2024. Any statute making banks reimburse victims would be priced off the estimate, which is why nobody prices it.
Reality
- Evidence55
- Adoption
- Insufficient
- Hype gap+18
- Incentives38
- Confidence52
Experian's respondents are funding fraud controls ahead of their own loss experience, so the question facing a finance team this quarter is less whether AI-enabled attacks land than which budget carries the answer.
Reality
- Evidence32
- Adoption55
- Hype gap+34
- Incentives82
- Confidence54
The deal bolts payee verification onto invoice approval. Its commercial case rests on a 68-point gap between finance teams seeing AI document fraud and the ones that call themselves ready.
Reality
- Evidence30
- Adoption
- Insufficient
- Hype gap+42
- Incentives85
- Confidence45
The report describes fraud as a chain, not a moment. That pushes spend toward verification and turns every channel where a human can be persuaded into a control point.
Reality
- Evidence34
- Adoption56
- Hype gap+28
- Incentives76
- Confidence42
Robin Williams' children reactivated his dormant profile to supply authentic footage where the fakes circulate. It is cheaper than chasing recreations, and other rights holders will copy it.
Reality
- Evidence55
- Adoption22
- Hype gap+32
- Incentives58
- Confidence60
Malwarebytes reports seven in ten 18-to-22-year-olds met an AI-related scam last year, against half of the general population. The gap is widest on synthetic media.
Reality
- Evidence26
- Adoption30
- Hype gap+34
- Incentives76
- Confidence34