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standard

National Association of Insurance Commissioners

U.S. insurance regulator standards body whose definitions, alongside government sources, informed Verisk's generative AI definition.

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NAIC

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No evidence-backed relationships are recorded.

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security1 distinct publisher

Verisk files three endorsements that let carriers exclude generative AI from general liability

The forms carry a January 2026 edition date and Verisk says carriers are already interested, which means the next renewal can quietly move the cost of an AI deployment mistake onto your own balance sheet.

Publishers:independentagent.com

Reality

Evidence56
Adoption38
Hype gap+16
Incentives72

National Association of Insurance Commissioners — standard — Clarity Today

Confidence52