other
U.S. government agency that insures bank deposits, supervises state-chartered banks for safety and soundness, and manages the resolution of failed banks.
No evidence-backed relationships are recorded.
Fed Vice Chair for Supervision Michelle Bowman says this year's eSLR changes freed as much as $5 trillion of headroom at primary-dealer holding companies. Dealers have used about $100 billion of it on Treasuries so far, and she concedes the reform's real test comes in a selloff.
Reality
FDIC ended its independent workplace-culture monitorship on Wednesday and said all inspector general recommendations from its 2024 audit are formally closed. Outgoing monitor Carrie Cohen said keeping the reforms going now rests with the agency, led by Chairman Travis Hill.
Reality
Mission Lane won conditional OCC approval for a CEBA credit card bank charter, the first of its kind in two decades according to adviser Klaros Group. The charter lets the subprime lender issue its own cards and export its rates free of state opt-outs, but it bars the small deposits that let full-service banks fund themselves cheaply.
Reality
FDIC's draft RAMP certificate would swap repeated fintech diligence for one reusable assessment covering two of the three risk layers in a partnership. An American Banker opinion piece argues the third layer, how the two firms actually fit together, still has to be checked bank by bank.
Reality
Sunwest Bank took on failed Nano Banc's deposits and bought about $476 million of its assets, leaving roughly $260 million with the FDIC to sell later. What the Utah lender really bought depends on whether the Irvine bank's business accounts stay after conversion.
Reality
Fed proposals issued Sept. 24 would set stablecoin rules under the already-enacted GENIUS Act, nine days after the Clarity Act stalled in the Senate. Clarity's unresolved jurisdiction questions still lack a statute, and the SEC's crypto task force leader, Hester Peirce, leaves Oct. 2.
Reality
Federal Reserve proposals charge stablecoin issuers 2% capital on their first $20 billion, falling to 1% above $50 billion. Comments over the next 60 days are the main chance to contest a schedule built for operational losses before rules take effect in January 2027.
Perspective Coverage
12 publishersReality
Comptroller Jonathan Gould put a number on where charter capital is heading, and promised final GENIUS Act rules by November, weeks before the law takes effect.
Perspective Coverage
4 publishersReality
FDIC regulators put Old Glory Bank under a corrective action directive after its Tier 1 leverage ratio fell to 2.69%, below the 4% minimum. The bank's losses of about $1.3 million a month are eating into roughly $1.9 million of capital above the 2% receivership threshold.
Reality
The FDIC, Federal Reserve, OCC and NCUA want examiners looking harder at transparency, contract structure and technology inside core servicing deals. The guidance carrying that expectation is non-binding, with 60 days for comment.
Reality
House Democrats led by Maxine Waters asked the FDIC and OCC for at least 120 days to review a 400-plus-page Community Reinvestment Act rewrite. For banks, how long the rule lasts matters more, since the OCC's last solo rewrite was rescinded by the next administration.
Reality
Former Philadelphia Fed president wants examiners to use a 1962 law on AI vendors after the April 17 SR 11-7 rewrite excluded generative AI. The plan skips Congress but still asks for a new supervisory letter within 12 months, aimed at the few suppliers whose models many banks share.
Reality
Shahen Minasyan, CTO at Twin Peaks Inc., argues that the FBI's $20.9 billion in 2025 reported fraud losses, up 26%, grew in places where identity controls did their job. Federal agencies say their own payments-fraud data is too fragmented to size that category.
Reality
A tokenized deposit is legally the same deposit in a different wrapper, so what the six banks are buying is round-the-clock movement and programmable instructions. Five of them also own US banks with about $805 billion in assets.
Reality
The FDIC's annual deposit report puts SoFi Bank 47th in the country at $46.8 billion, double its total two years earlier. Chime is holding its own balance sheet under $10 billion to keep uncapped interchange.
Reality
Bastion Platforms won preliminary conditional approval on September 18 to run stablecoin custody, fiat-to-USDC conversion and white-label issuance inside one uninsured national trust bank. The capital and governance conditions still have to be certified.
Reality
Thomas O'Brien is spending a discounted $98 million stock sale to clear $306 million of BCB Bancorp's worst credits in a single quarter, and the loss that produces runs to $136.1 million at the top end.
Reality
The OCC has conditionally approved Bastion Platforms National Trust Company to issue, custody and convert stablecoins on behalf of clients, a fee business housed inside a charter that bars deposits and FDIC cover.
Reality
Cornerstone Community Bank had to raise $20 million before it could make a loan, and it took more than 230 shareholders and about $27 million to get there. Lawmakers are now weighing that floor.
Reality
The FDIC's Thursday proposal sets standard review clocks of 90 or 180 days under a 270-day cap, and rewrites its concentration test to count credit union and thrift deposits. Comment runs 60 days.
Reality
Build · September 16, 2026 · 1 publisher
Invest · September 15, 2026 · 1 publisher
Invest · September 14, 2026 · 1 publisher
Invest · September 14, 2026 · 1 publisher
Invest · September 14, 2026 · 1 publisher
Invest · September 11, 2026 · 1 publisher
Invest · September 11, 2026 · 1 publisher
Invest · September 9, 2026 · 1 publisher
Invest · September 8, 2026 · 1 publisher
Invest · September 6, 2026 · 1 publisher
Invest · September 4, 2026 · 1 publisher
Invest · September 4, 2026 · 1 publisher
Invest · September 3, 2026 · 1 publisher
Invest · September 3, 2026 · 1 publisher
Invest · September 2, 2026 · 1 publisher
Invest · September 2, 2026 · 1 publisher
Invest · September 1, 2026 · 1 publisher
Invest · September 1, 2026 · 1 publisher
Invest · August 26, 2026 · 1 publisher
Invest · August 26, 2026 · 1 publisher
Invest · August 24, 2026 · 1 publisher
Invest · August 24, 2026 · 1 publisher
Invest · August 24, 2026 · 1 publisher
Invest · August 21, 2026 · 1 publisher
Leadership · August 20, 2026 · 1 publisher
Invest · August 20, 2026 · 1 publisher
Invest · August 19, 2026 · 1 publisher
Invest · August 18, 2026 · 1 publisher
Invest · August 17, 2026 · 4 publishers
Invest · August 14, 2026 · 1 publisher