Georgia wrote its merchant acquirer charter in 2012, Fiserv processed the first transaction under one in April 2025, and Stripe opened for business in May 2026. All three firms are keeping their sponsor banks.
Reality
- Evidence68
- Adoption52
- Hype gap+18
- Incentives62
- Confidence58
The IRS published 45Z's 2026 emissions rate table this week and, in Notice 2026-53, a safe harbor for 2025 fuel. The Energy Department is still building the manure updates to the model that sizes each credit.
Reality
- Evidence66
- Adoption
- Insufficient
- Hype gap+28
- Incentives72
- Confidence62
The proposed rule reaches admissions, scholarships and facilities. The first money out the door is a donor's deduction on a gift earmarked for the aid the rule targets, long before anyone gets examined.
Reality
- Evidence58
- Adoption30
- Hype gap+14
- Incentives72
- Confidence55
GAO says the IRS cleared about 98 percent of 177 million returns while the agency told those same auditors that staffing losses slowed the rest. Two Ohio CPAs are five months into that remainder, $8,000 outstanding.
Reality
- Evidence70
- Adoption58
- Hype gap+15
- Incentives72
- Confidence62
Douglas O'Donnell says the cuts landed on enforcement and technology, which is why a smooth 2026 filing season tells you nothing about the capacity that matters later.
Reality
- Evidence52
- Adoption74
- Hype gap+14
- Incentives68
- Confidence55
Proposed regs cap eligible investments at 0.1% in annual fees and require an unleveraged US equity index fund until the year the child turns 17. Seven million accounts are already open.
Reality
- Evidence58
- Adoption66
- Hype gap+22
- Incentives68
- Confidence56
Proposed IRS rules would treat the refunded portion of four credits, including the EITC and Child Tax Credit, as federal public benefits, with a status test measured on the filing date.
Reality
- Evidence62
- Adoption
- Insufficient
- Hype gap+22
- Incentives74
- Confidence55