other
US federal agency that regulates banks, lenders, and other financial firms to enforce consumer protection laws and oversee consumer complaints.
No evidence-backed relationships are recorded.
Judge Ann Aiken ruled that Russell Vought's zero funding request for the CFPB was unconstitutional, in a suit brought by 22 attorneys general. The ruling keeps the bureau's claim on the Fed intact through Fed losses, pending appeal, and leaves the size of each request to the director.
Reality
Vishal Garg and Daniel Lewis are arguing through SEC filings, X threads and a 13-month text log ahead of a shareholder vote that decides who runs a mortgage lender the market values at $230 million.
Reality
The FDIC's Thursday proposal sets standard review clocks of 90 or 180 days under a 270-day cap, and rewrites its concentration test to count credit union and thrift deposits. Comment runs 60 days.
Reality
The Fair Lending Examination Act would require the DFPI to check lenders for discrimination under both state and federal definitions, which moves the compliance floor for anyone lending in California from Washington to Sacramento.
Reality
The interagency rescission changes little, because the CFPB's April rewrite of Regulation B did the work. What is left is state disparate-impact exposure without the federal tool for answering it.
Reality
A zero-trust design for collection actions puts a 30-second, single-use permit in front of every dialer and SMS worker. The interesting part is what it does when the facts disagree.
Reality
More than 60 comment letters flag the same hole: "material financial risk" is the reform's load-bearing concept, and the proposal leaves it blank. That hands discretion back to examiners.
Reality
The CFPB dropped its rule treating buy now/pay later like credit cards. EU affordability checks bite in November, and any US provider selling into Europe inherits them anyway.
Reality
A threshold design that gives fintechs free pulls up to a limit and banks fees above it hands both industries a grievance. Model data costs against court dockets, not a final rule.
Reality
The bureau calls the free-text complaints unverified and one-sided. They were also the only part of the file that told an outside reader what a complaint was about.
Reality