science1 publisher
Loan-to-value ratios held steady through the US housing boom and crash, a UVA study finds
UVA's W. Ben McCartney found low-down-payment mortgages common across 25 years of US data, before, during and after the housing bubble. The lenders changed, so explanations of the boom turn to income limits, paperwork and buyers' expectations.
Publishers:phys.org
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