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Topic

AI governance in banking

How banks and their supervisors set rules, controls and examination practices for artificial intelligence used in lending, fraud detection, customer service and other banking operations.

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invest1 publisher

Former Philadelphia Fed president urges examiners to police AI model vendors under a 1962 law

Former Philadelphia Fed president wants examiners to use a 1962 law on AI vendors after the April 17 SR 11-7 rewrite excluded generative AI. The plan skips Congress but still asks for a new supervisory letter within 12 months, aimed at the few suppliers whose models many banks share.

Reality

Evidence45
Adoption
Insufficient
Hype gap+10
Incentives
Insufficient
Confidence40