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Swift's deferral turns the address cutover date into data the service has to version
Swift says it will defer all payments changes and report back by December, so the November 2026 structured-address date is no longer a planning anchor. The work that survives the slip is field-level lineage for every address component.
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Reality
- Evidence42
- Adoption
- Insufficient
- Hype gap−5
- Incentives62
- Confidence48