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Paul Sheals

Co-founder of the research firm AIVO.

Current clusters

invest1 publisher

Mercury alone drew more chatbot recommendations than all banks combined in AIVO's small-business test

ChatGPT, Gemini and Perplexity recommended fintechs 1,345 times and banks 452 in 2,160 chats with researchers posing as small-business owners. Because the final prompt asked how to open an account, banks that still require a branch visit face a gap that tagging their websites may not close.

Reality

Evidence55
Adoption
Insufficient
Hype gap+30
Incentives
Insufficient
Confidence50